Reasons to order an appraisal from Jon Kaelberer (303) 888-3774

Thousands of people in Colorado buy, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. Almost all lenders still call in a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that might seem cheaper than an appraisal. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are additional times when the services of a licensed, independent real estate professional might come in handy.


	For real estate appraisals in Parker and Douglas County, it's easiest when your order online from Jon Kaelberer (303) 888-3774, just click here.

Dispute your tax assessment in Douglas County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Jon Kaelberer (303) 888-3774 is your best evidence when building your case. At Jon Kaelberer (303) 888-3774,we can assist you in appealing your tax assessment.

Getting rid of your PMI will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, most lenders ask home buyers to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

Jon Kaelberer (303) 888-3774 will produce a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Jon Kaelberer (303) 888-3774

A divorce is often complicated by the strenuous decision of who maintains the property, and it can be a particularly heartbreaking occurrence for both parties. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Jon Kaelberer (303) 888-3774, regardless of the circumstances.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to handle these matters. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let Jon Kaelberer (303) 888-3774 help you with relocating to or from Douglas County

We know the stress associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any new sales or listings in their area that they want considered during our intensive process.

Let Jon Kaelberer (303) 888-3774 assist you in selling your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.